• Beginner's guide to protecting your future

    Have you got life insurance? We all make sure we have car insurance, our homes are protected and even our holidays, but many of us do not get ourselves covered by a policy. Why is that? Get life assurance explained in more detail, and consider your own situation, with our beginner’s guide to protecting your future. Read more about Beginner's guide to protecting your future

  • What is critical illness cover?

    So what’s the difference between life insurance and critical illness cover? Well, the simple answer is – you don’t have to die to be covered by critical illness cover! These policies are likely to be offered by the same insurers though. Critical illness cover is taken out so that if you fall seriously ill, and are unable to work, you will receive a tax-free lump sum payment. This money can help cover loss of wages while you receive treatment or surgery. To learn more about critical illness cover and what to do if this happens to you. Read more about What is critical illness cover?

  • What is level term assurance?

    Level term assurance is cover that will pay out a lump sum on your death if within a fixed time. It’s called ‘level’ term assurance as the potential payout is at a fixed amount throughout the term of the contract e.g. £100,000 if you die in the next 10 years. This differs somewhat from basic life insurance policies. Read more about What is level term assurance?

  • What is mortgage life assurance?

    If you passed away, who would pay your mortgage? That’s where mortgage life assurance could help. Mortgage life assurance will pay off the remaining balance of your mortgage if you die within a set time period. This is a common policy taken out by property owners with families or other dependents. See life assurance explained here. Read more about What is mortgage life assurance?

  • What is income protection?

    Are you the main income in your household? Then you may want to protect your income, just in case something were to happen to you. Income protection insurance policies provide holders with a regular monthly income, tax free, if illness or injury stops you from attending work. Read more about What is income protection?

  • What is whole of life assurance?

    Life insurance guarantees a payout on your death as long as you keep up with monthly payments while you are alive. Every policy will also have an investment element to pay for the cost of cover over time, which in some case can be more expensive than the term assurance. Read more about What is whole of life assurance?

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